Ever Lose Your Cool in a Queue?

What you'll need to apply

  • 15 minutes to complete the application form
  • Finance and employment details
  • Bank account details

In some cases, we may also need you to provide proof of ID and income.

Apply now

Other helpful links

We all hate queues. Australians are fed up with wasting time waiting in checkout, airport, ATM, coffee shop and petrol station queues, with one in four people losing it! Check out our infographic based on a survey sampling 1,008 men and women aged between 25-45 on their frustrations with queues. Umi believes in saving people time and hassle, so you can apply for a personal loan online in less than 15 minutes, anytime from anywhere. No queues!

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Still got some questions?
Give us a call on 138 864