Home life, just the facts

Print and compare

The Umi fact sheet is simple to print, easy to read and quite handy when researching a personal loan. Too easy!

Print a fact sheet

What you'll need to apply

  • 15 minutes to complete the application form
  • Finance and employment details
  • Bank account details

In some cases, we may also need you to provide proof of ID and income.

Apply now

Other helpful links

Everything you need to know.

Whether it’s a home renovation, new furniture or carpet, a fresh paint job, updating the garden or even some decorating, Umi keeps borrowing clear and simple so you can make the most out of life.

What does Umi cost?

  • 11.99% Rate
  • 15.76%^ Comparison rate
  • $250 Once-off establishment fee
    A once off fee for establishing your account
  • $10 Monthly service fee
    Charged monthly on all loans

Fees you can avoid

  • $150 Early payout fee
    This will only be incurred if you pay out your loan before the last six months of the loan term
  • $35 Late payment fee
    Only incurred if you don’t make your payment on time

Features & benefits

  • Simple, hassle free, online lending
  • 1–7 year loans
  • Extra repayments if you want
  • Money in your account no later than two working days from approval
  • Backed by the strength and security of GE Capital
Still got some questions?
Give us a call on 138 864

^Based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees & charges apply.