Behind the wheel, just the facts

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The Umi fact sheet is simple to print, easy to read and quite handy when researching a personal loan. Too easy!

Print a fact sheet

What you'll need to apply

  • 15 minutes to complete the application form
  • Finance and employment details
  • Bank account details

In some cases, we may also need you to provide proof of ID and income.

Apply now

Other helpful links

Everything you need to know.

Top up your savings with up to $50k and hit the road, or the water, with your new/used car, bike, boat or caravan. Umi’s swift approvals and competitive rates mean we’ll have you driving, riding, sailing or cruising in no time.

What does Umi cost?

  • 11.99% Rate
  • 15.76%^ Comparison rate
  • $250 Once-off establishment fee
    A once off fee for establishing your account
  • $10 Monthly service fee
    Charged monthly on all loans

Fees you can avoid

  • $150 Early payout fee
    This will only be incurred if you pay out your loan before the last six months of the loan term
  • $35 Late payment fee
    Only incurred if you don’t make your payment on time

Features & benefits

  • Simple, hassle free, online lending
  • 1–7 year loans
  • Extra repayments if you want
  • Money in your account no later than two working days from approval
  • Backed by the strength and security of GE Capital
Still got some questions?
Give us a call on 138 864

^Based on an unsecured loan of $10,000 over 3 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Terms & conditions, fees & charges apply.